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Turn Recovery Chaos into
Predictable Revenue

Collectra gives you real-time visibility into calls, SMS, email performance,
and recovery outcomes so you can improve collections without increasing cost.

Collectra gives you real-time visibility into calls, SMS, email performance, and recovery outcomes so you can improve collections without increasing cost.

Request Demo

Built for lenders, Collection Agencies, fintechs, banks, and recovery teams

Turn Recovery Chaos into Predictable Revenue

Collectra gives you real-time visibility into calls, SMS, email performance, and recovery outcomes so you can improve collections without increasing cost.

Request Demo

Built for lenders, Collection Agencies, fintechs, banks, and recovery teams

Features

All in One Platform

From real-time dashboards to granular communication analytics,

Collectra gives you a complete visibility into your collection performance.

From real-time dashboards to granular communication analytics,

Collectra gives you a complete visibility into your collection performance.

Real-Time Recovery

Insights

Real-Time Recovery Insights

Track recovery performance as it happens

Monitor recovery rate, PTP, and collections instantly

Track recovery performance as it happens

Monitor recovery rate, PTP, and collections instantly

Track recovery performance as it happens

Monitor recovery rate, PTP, and collections instantly

Communications Intelligence

See exactly how calls, SMS, and emails perform.

Identify what drives actual repayments

See exactly how calls, SMS, and emails perform. Identify what drives actual repayments

See exactly how calls, SMS, and emails perform.

Identify what drives actual repayments

Portfolio-Level
Control

Portfolio-Level Control

Break down performance by bucket, and timeline.

Know what’s working and fix what’s not

Break down performance by bucket, and timeline. Know what’s working and fix what’s not

Break down performance by bucket, and timeline.

Know what’s working and fix what’s not

How it works

Three steps to better recovery

Get set up in minutes. Start seeing results from day one.

Get set up in minutes.
Start seeing results from day one.

Upload Your Portfolio

Share your loan portfolio via CSV or connect through our API in a minute. Collectra handles handles the rest.

We Kickstart Recovery

Share your loan portfolio via CSV or connect through our API. Collectra handles account assignment and agent allocation from there.

We Report Performance

Share your loan portfolio via CSV or connect through our API. Collectra handles account assignment and agent allocation from there.

Upload Your Portfolio

Share your loan portfolio via CSV or connect through our API in a minute. Collectra handles handles the rest.

We Kickstart Recovery

Share your loan portfolio via CSV or connect through our API. Collectra handles account assignment and agent allocation from there.

We Report Performance

Share your loan portfolio via CSV or connect through our API. Collectra handles account assignment and agent allocation from there.

Request Demo

AI AGENTS & TOOLS

AI Tools That Drive Real Efficiency

You can ask any question about recovery performance
of your portfolio and get realtime answer.

You can ask any question about recovery performance of your portfolio and get realtime answer.

Chat with Collectra

Ask me anything about your collection performance, portfolio insights, recovery strategies, or generate reports.

Collection performance

How is our collection performance trending this month compared to last month?

Top delinquent accounts

Show me the top 5 delinquent accounts by outstanding balance.

Recovery strategies

What recovery strategies do you recommend for accounts in the 60-90 day bucket?

Generate report summary

Generate a summary report of our SMS campaign effectiveness this week.

AI Summary

Generate

Get Instant Clarity

Collectra is empowered to answer queries like:

“Show me the top-performing recovery channel this month.”
“What is the success rate for calls vs. SMS?”
“Generate a recovery report for March 2026.”

Collectra AI answers any questions about your portfolio.

WHY Collectra

Collectra Delivers What
Collection Agents Can’t

80% of Risk, Portfolio, and Collection Officers find it difficult to get a unified
view of their data. Collectra was built to solve that.

80% of Risk, Portfolio, and Collection Officers find it difficult to get a unified view of their data. Collectra was built to solve that.

80% of Risk, Portfolio, and Collection Officers find it difficult
to get a unified view of their data. Collectra was built to solve that.

Why Collectra is different

Built specifically for loan recovery (not generic analytics)
Combines operations + communication + recovery data
Designed for decision-makers, not just analysts
Helps increase recovery without increasing effort

Built specifically for loan recovery (not generic analytics)
Combines operations + communication + recovery data
Designed for decision-makers, not just analysts
Helps increase recovery without increasing effort

Explore our data strength

Payment Channels

Distribution by channel

Bank Transfer

42%

Card

28%

USSD

18%

Wallet

12%

8.2%

Total Recovered

₦89.3M

12.5%

Assigned Portfolio

₦245.8M

Daily SMS Volume

Sent, delivered, and failed per day

8 Feb

12 Feb

16 Feb

20 Feb

500

1000

1500

2000

Sent

Delivered

Failed

Call Outcomes

Daily connected, PTP, answered & no answer

8 Feb

130

195

260

Connected

PTP

Answered

No Answer

Turn insights into measurable revenue

Improve recovery rates by identifying top-performing channels.
Reduce wasted spend on ineffective communication.
Hold partners accountable with real data.
Faster and smarter decisions with just a click.

Improve recovery rates by identifying top-performing channels.
Reduce wasted spend on ineffective communication.
Hold partners accountable with real data.
Faster and smarter decisions with just a click.

Explore our data strength

Request Demo

Request for a Demo

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